Business Loans

Financing Solutions to Help Your Business Grow!

Farmers State Bank is interested in helping you meet your business objectives by offering a variety of loan products at competitive rates. Because FSB takes prides in being a community-oriented bank, you can also expect a high level of personal attention, sound financial advice, and quick decisions.

Small Business Administration (SBA) and United States Department of Agriculture (USDA) Loans

Our Guaranty loan specialists will help you tailor a guarantied loan to suit your needs, working with you from application to funding. Our program offers a variety of loan packages along with several attractive benefits.

Commercial Lending

Term Loans

An excellent choice for growing companies who wish to purchase equipment, vehicles or other fixed assets to enhance the operation of their business. FSB offers flexible terms so that repayment schedules can be tailored to comfortably fit the financial resources of the borrower.

Lines of Credit

A line of credit can be established as a convenient way to make sure that your business is always ready for those seasonal or cyclical production needs particular to your industry. A pre-approved Line of Credit, arranged for your company by FSB, gives you immediate access to extra working capital at a moment's notice.

Real Estate Loans

When you are looking for a real estate loan, it's important to deal with professionals who recognize that real estate lending needs differ with every situation. Whether you are purchasing a building, expanding your current facility or building a new location, FSB can help you choose from a wide array of alternatives.

Construction Loans

FSB can help you finance the construction of multi-family units, commercial and industrial buildings or residential development. When starting a new construction project, start by talking to us first!

Agriculture Loans

For livestock, machinery, or real estate, we're here to help your farming operation run smoothly.

Equal Housing Lender		Member FDIC
NOTICE OF INCREASED FDIC DEPOSIT INSURANCE COVERAGE On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000.00 to $250,000.00 per depositor through December 31, 2009. Please contact our staff for additional information at 877-526-8011 or click here.