Other Products and Services

FSB SHAZAM ATM Card
You can receive an FSB SHAZAM ATM card whenever you open a Farmers State Bank checking or savings account. You may make withdrawals or transfers 24 hours a day at most ATM locations. No annual fees.

FSB SHAZAMCheck Debit Card
It's a check card and an ATM card all in one! You may make purchases anywhere MasterCard is accepted and your purchases are paid directly from your checking account. Plus, you can get cash at ATMs worldwide, 24 hours a day! Of course, there are no fees when you use any of Farmers State Bank's ATMs, and you may avoid surcharge fees by using ATMs which participate in the Privileged Status Program (log on to: www.shazam.net/atm/privileg/privsfrs.htm for more information).

Direct Deposit
With Farmers State Bank Direct Deposit, your payroll, pension, social security, dividends or other regular deposits are received quickly and safely. Your funds are processed automatically, so you avoid mailing your deposit or visiting the bank.

Automatic Payment
For customers who want to make their loan payment, pay bills or start an automatic saving plan, we offer electronic processing automatically from your FSB checking or savings account. Automatic payment saves time and money, while providing exceptional accuracy and convenience.

Night Depository
We provide a Night Depository for both personal and business accounts. Locked deposit bags are provided for added safety on our commercial accounts.

Safety Deposit Boxes
Safe Deposit boxes are available for rent at all five Farmers State Bank locations. Fees vary with box size and boxes are subject to availability.

Bank-by-Mail
Bank-by-mail offers you the opportunity to do your banking by mail and eliminates a trip to the bank. A receipt is returned to you for each transaction and Bank-by-Mail envelopes are provided upon request.

Special Services and Fees

Return Check Charge $25.00
Overdraft Charge $25.00
Deposited Item Return (Per Item) $3.00
Stop Payment Charge (Per Item) $25.00
Bank Money Order (Minimum $1,000) $5.00
Collection Items (Each) $10.00
Garnishments $8.00
Tax Levy $25.00
Wire Transfers (Incoming) $10.00
Wire Transfers (Outgoing) $20.00
International Wire $100.00
Fax Service (First Page) $3.00
Fax Service (Each Additional Page) $1.00
Debit Card Reissue (Per Card) $5.00
Counter Checks (Each) $0.25
IPS Money Order $1.00
Travelers Checks (Per $100.00) $1.00
Photo Copy (Per Copy) $0.25
Foreign Currency Orders (Each) $10.00
Notary Services (Non Customer) $2.00
Bank Zipper Bags (Each) $3.00
Locked Zipper Bags (Each) $15.00
Microfilm/Imaged Copies (Per Hour) $10.00
ATM Card Reissue (Per Card) $5.00
ATM - Not On Us Withdrawal $1.00
ATM - Not On Us Deposit $1.00
Extensive Account Reconciliation (Per Hour) $10.00

Equal Housing Lender
Equal Housing Lender
Member FDIC
 

NOTICE OF INCREASED FDIC
DEPOSIT INSURANCE COVERAGE
On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000.00 to $250,000.00 per depositor through December 31, 2009. Please contact our staff for additional information at 877-526-8011 or click here.