Farmers State Bank - Personal Checking

Account	Monthly Service Charge/ Membership Fee	Balance Required to Avoid Service Charge/ Membership Fee	Interest Bearing	Per Check Charges
The Club Value-added package of useful financial services View Special Features	$9 Monthly Fee	$100	No	No
Club Plus Premium value package including all Club features, Plus many additional benefits View Special Features	$5 Monthly Membership Fee	N/A	Yes	No
Club 55 Value-added account with special privileges for our customers 55+ View Special Features	$2 Monthly Membership Fee	N/A	Yes	No
FSB Chek Card Account	No	None	No	No
Now Account	$5 Monthly Service Charge	$750	Yes	No

Equal Housing Lender

Member FDIC

NOTICE OF INCREASED FDIC
DEPOSIT INSURANCE COVERAGE
On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000.00 to $250,000.00 per depositor through December 31, 2009. Please contact our staff for additional information at 877-526-8011 or click here.